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Authorized Broker

CSWJ INC DBA WADE J DRAVES INS

Wade Draves

STE 102, 4830 N LITCHFIELD RD, LITCHFIELD PARK, AZ 85340
Phone: (623) 535-7007 | Fax: (623) 535-7377

Specialty Plans

Get the right amount of care and coverage—any time.

For generations, Arizonans have turned to Blue Cross Blue Shield of Arizona for the security and stability they want for themselves and their families. Today, you have even more choices for reliable, affordable coverage and care. Discover the possibilities.

Dental Plans

A Healthier Smile Starts Here

For around $1 a day,* you can add a BluePreferred Dental® plan any time you want. You’ll get coverage for services such as routine exams, X-rays and teeth cleaning.** These services are covered 100%—meaning you won’t have to pay anything out of pocket—when you see one of our 2,400*** network dentists. Plus, there’s no deductible for covered diagnostic and preventive services.

Short-term Medical (STM) Plans

A New Low-Cost Health Plan Option*IHC Logo image

Uninsured or between health plans? Blue Cross Blue Shield of Arizona (BCBSAZ) is working with The IHC Group (IHC) to offer a short-term medical plan that is flexible and affordable. You can choose how long you want to be covered and also have a choice of deductibles, coinsurance percentages and out-of-pocket costs. Coverage includes healthcare services like doctor visits, X-rays, hospital stays and other medical needs for issues that have not been treated previously.

Add Any of These to Your Short-term Medical Plan

Telemedicine IHC Logo image

Connect with a Teladoc™ board-certified doctor by phone or video conference to get help resolving your health issues. Your Teladoc doctor can even send a prescription to your local pharmacy, if needed.* Also included is access to Best Health’s online recipes and nutrition and fitness videos and the services of Innovative Medical Risk Management, Inc., which will advocate on your behalf in the event of large out-of-pocket expenses associated with high-deductible health plans, out-of-network charges or expensive prescription drugs.

Metal Gap 2IHC Logo image

Even with a medical plan, you could still be responsible for deductible and coinsurance expenses if you have a serious accident or illness. Metal Gap 2 coverage helps pay for expenses that result from covered events such as an accidental medical expense, accidental death or dismemberment, critical illness or an inpatient or outpatient surgical event.** With Metal Gap 2, you get the financial protection you need while recovering, and your acceptance is guaranteed.

Rx Pay CardIHC Logo image

This nationwide prescription drug card program gives you valuable discounts on prescription drugs at more than 55,000 pharmacies across the country***. Acceptance is automatic; there’s no underwriting or health questions. There are also no monthly or annual maximums and no time limits for pre-existing conditions. Formulary drugs are classified into four tiers, with prices as low as $10 per prescription or less.