There is more to the Cross and Shield. Now you have more choices for coverage and care. You can expand your coverage with specialty plans that offer added protection where you need it most. Discover the possibilities.

Dental Plans

Blue Cross Blue Shield of Arizona offers three dental plans to individuals and families, starting with a basic plan to more comprehensive plan options. Get strong coverage for stronger teeth with a BluePreferred Dental® plan, starting at about $1 per day.* Benefits include:

  • 100% in-network coverage for X-rays, exams and cleanings**
  • No deductible for diagnostic and preventive services
  • Coverage for fillings, root canals and crowns
  • Access to more than 2,400 dentists.††

Plus, some plans let you carry unused benefit dollars over to the next year!

Short-term Medical Plans IHC Logo image

Short-term medical (STM) is a temporary medical insurance plan that helps protect you if you don’t have health insurance or are between health plans. Blue Cross Blue Shield of Arizona is working with The IHC Group (IHC) to offer short-term medical plans. You may want to consider short-term medical if you:

  • Are a college student or graduate who no longer qualifies for coverage under your parents’ plan
  • Are between jobs or waiting for coverage to start
  • Are a seasonal or temporary employee
  • Missed the Affordable Care Act’s (ACA) Open Enrollment Period
  • Are waiting to qualify for Medicare coverage
  • Need a more affordable health insurance option*

If you have an injury, illness or accident, a short-term plan may cover the care you need. Coverage includes services such as doctor visits, X-rays, hospital stays and other medical needs for issues that have not been treated previously.

Like other types of health insurance, these plans have copays, deductibles and coinsurance, as well as out-of-pocket amounts. 

Add any of these to your Short-term Medical Plan

Telemedicine IHC Logo image

For just a few dollars a month, you can add Telemedicine benefits that let you see a doctor from wherever you are. Teladoc™ lets you call or video conference with a board-certified doctor who can help resolve your health issues and even send a prescription to your local pharmacy, if needed.* Telemedicine includes even more ways to care for you and your family with these supplemental benefits:

  • Best Health helps you make healthy lifestyle choices regarding exercise and diet through online recipes and nutrition and fitness videos.
  • Innovative Medical Risk Management, Inc. advocates on your behalf in the event of large out-of-pocket expenses associated with high-deductible health plans, out-of-network charges or expensive prescription drugs.

Metal Gap 2IHC Logo image

With a medical plan such as short-term medical, you could still be responsible for deductible and coinsurance expenses in the case of a serious accident or illness. With Metal Gap 2 coverage, you’ll receive benefits for covered events such as:

  • Accident medical expenses
  • Accidental death and dismemberment
  • Critical illness
  • Inpatient and outpatient surgery

These benefits allow you to focus on getting better instead of worrying about medical bills. Metal Gap 2 provides you with the financial protection you need while recovering—and your acceptance is guaranteed.

Rx Pay CardIHC Logo image

This national prescription drug card program offers valuable discounts on prescription drugs like penicillin, naproxen, Premarin and many others. Plus, you’ll have access to more than 55,000 pharmacies across the country. ** Acceptance into the program is automatic—there’s no underwriting or health questions.

Need More Information about Short-term Medical?

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