For generations, Arizonans have turned to Blue Cross Blue Shield of Arizona for the security and stability they want for themselves and their families. Today, you have even more choices for reliable, affordable coverage and care. Discover the possibilities.

A Healthier Smile Starts Here

For around $1 a day,* you can add a BluePreferred Dental^® plan any time you want. You’ll get coverage for services such as routine exams, X-rays and teeth cleaning.** These services are covered 100%—meaning you won’t have to pay anything out of pocket—when you see one of our 2,400*** network dentists. Plus, there’s no deductible for covered diagnostic and preventive services.

* Applies to BluePreferred Dental Plan 1i for a monthly premium for one adult and one child. Additional cost-share applies for most covered services.
** Benefit limitations and exclusions and calendar year maximums apply.
*** Internal company data representing BCBSAZ’s statewide dental PPO network only.

Short-term Medical (STM) Plans

A New Low-Cost Health Plan Option*

Uninsured or between health plans? Blue Cross Blue Shield of Arizona (BCBSAZ) is working with The IHC Group (IHC) to offer a short-term medical plan that is flexible and affordable. You can choose how long you want to be covered and also have a choice of deductibles, coinsurance percentages and out-of-pocket costs. Coverage includes healthcare services like doctor visits, X-rays, hospital stays and other medical needs for issues that have not been treated previously.

*Short-term Medical (STM) insurance is temporary coverage with limited benefits. It is not ACA-compliant, doesn’t cover pre-existing conditions and is not guaranteed-issue. You may still be subject to a federal tax penalty. STM plans are offered by The IHC Group and underwritten by Standard Security Life Insurance Company of New York (SSL). The IHC Group and SSL are independent companies that do not provide, offer or sell BCBSAZ products or services and are solely responsible for the products and services they provide.

Telemedicine 

Connect with a Teladoc™ board-certified doctor by phone or video conference to get help resolving your health issues. Your Teladoc doctor can even send a prescription to your local pharmacy, if needed.* Also included is access to Best Health’s online recipes and nutrition and fitness videos and the services of Innovative Medical Risk Management, Inc., which will advocate on your behalf in the event of large out-of-pocket expenses associated with high-deductible health plans, out-of-network charges or expensive prescription drugs.

Metal Gap 2

Even with a medical plan, you could still be responsible for deductible and coinsurance expenses if you have a serious accident or illness. Metal Gap 2 coverage helps pay for expenses that result from covered events such as an accidental medical expense, accidental death or dismemberment, critical illness or an inpatient or outpatient surgical event.** With Metal Gap 2, you get the financial protection you need while recovering, and your acceptance is guaranteed.

Rx Pay Card

This nationwide prescription drug card program gives you valuable discounts on prescription drugs at more than 55,000 pharmacies across the country***. Acceptance is automatic; there’s no underwriting or health questions. There are also no monthly or annual maximums and no time limits for pre-existing conditions. Formulary drugs are classified into four tiers, with prices as low as $10 per prescription or less.

Telemedicine, Metal Gap 2 and Rx Pay Card are offered by The IHC Group. Metal Gap 2 is underwritten by Standard Security Life Insurance Company of New York (SSL). Telemedicine and Rx Pay Card are NOT insurance products. The IHC Group and SSL are independent companies that do not provide, offer or sell BCBSAZ products or services and are solely responsible for the products and services they provide.
*Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulations and may not be available in certain states. Teladoc does not prescribe DEA-controlled substances, non-therapeutic drugs and certain other drugs that may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services. Teladoc phone consultations are available 24 hours a day, 7 days a week, while video consultations are available during the hours of 7 a.m. to 9 p.m., 7 days a week.
**You can apply for a Metal Gap 2 plan if you’re under age 65. Coverage includes your spouse (age 18-64) and dependent children under the age of 26. If you prefer, a child-only plan is available for children ages 2-18.
***Full list of participating pharmacies located at www.advancedrugcard.com.